Advantages of living in an Al-Khor Townhouse

Advantages of living in an Al-Khor Townhouse

For people on the hunt for a new home, there are things that have to be considered before making a wise decision. Start-up families usually settle for a condominium unit as it is less costly and easier to maintain, budget limitations being their main concern.

However, townhouses have become more practical in terms of value for money and convenience. When comparing costs vis-à-vis advantages and disadvantages, the advantages far outweigh the costs.

And this is where Al-Khor Townhomes San Juan come in.

Consider these:

1) Residents of Al-Khor Townhomes enjoy the atmosphere and privacy of single-family living at comparatively less acquisition outlays and lower maintenance expenditures. Single-detached homes (or a stand-alone house and lot) cost considerably more depending on the lot size.

podium

2) The sense of community is palpable among the townhouse owners because of proximity to each other. Residents tend to know the families within the complex and the feeling of security is stronger. Plus, CCTV cameras are installed at strategic points inside the compound.

sense of community

3) Unlike condominium unitholders, Al-Khor Townhomes occupants own the land on which their unit stands. Transfer Certificate of Title (or TCT) comes with a townhouse unit.

cct vs tct

4) Being multi-level, each unit can have as many bedrooms and bathrooms as will fit in the floor plan, just like a single-family house. Meaning that an Al-Khor townhouse provides the same features found in a regular house but at a much lower cost.

bedrooms

5) Al-Khor Townhomes San Juan features amenities and common areas which include adult and kiddie pools, a gym and clubhouse, jogging path, and a podium with mini garden.

pool podium gym

6) Each unit comes with parking slots for one or two cars without the fees usually charged by condominium buildings.

2-3 car garage

Most of all, Al-Khor Townhomes San Juan is situated at a prime location in the metropolis. Accessible to public transportation, schools, commercial centers and business districts, hospitals, churches, wet markets and supermarkets, and other places of interest.

For more information on buying a townhouse unit, contact Al-Khor Townhomes San Juan at  (02) 343 8027 / (0922) 813 4881 or send an inquiry to this page Townhouse in San Juan.

Al-Khor-Townhomes San Juan Phase 2 Units-Selling-Fast

Al-Khor Townhomes Phase 2 Units Selling Fast

Master Plan - Sold UnitsIn just barely four months after launching in January 2018, Al-Khor Townhomes has already sold 12 units out of 27 being built — a testimony to the fact that quality indeed sells.

For people looking to invest in a comfortable and convenient home for their families, Al-Khor Townhomes offers the best guarantee: Luxury within your reach.

alkhor-townhomes-sells
Happy Selling Moments at Al-Khor


With a distinctive structural design developed by a team of experienced architects, engineers, and interior designers, the multi-level townhouses located at the flood-free area of San Juan City are just a few minutes away from schools, churches, hospitals, wet markets, supermarkets, restaurants, and malls.
al-khor-development-team


The neighborhood is mostly residential with a strong spirit of community and sense of privacy.

Every unit has 4-5 spacious bedrooms and toilets/baths, parking for two cars, adequate storage rooms, individual balconies and viewing decks, high ceilings, and bright interiors.
spacious-bedrooms-&-adequate-storage-rooms


The townhouse complex also has pathways for jogging or brisk walking, an adult and kiddie pool, a gym, and a clubhouse.
pathways-for-jogging,-adult-and-kiddie-pool


Best part of all, each comes in a price that can be considered as one of the most affordable luxury townhouses in San Juan, offering individual TCT’s as title.

Call us now at (02) 343 8027 / (0922) 813 4881 for more details or visit us our facebook fan page: https://facebook.com/alkhortownhomessanjuan/

What is a townhouse

What is a townhouse

A townhouse is described as a terraced home in an urban area, a luxurious dwelling in a big city occupied entirely by one family. It is one of a row of houses joined by common sidewalls, with multiple floors and fashionable in character, often having the main living room on the first floor and a garage on the ground floor.

18th century London TownhousesThe term was originally used in Great Britain to refer to the city residence (usually in London) of a noble or wealthy family, members of the landed gentry, whose main or largest residence was a mansion in the countryside where they lived for much of the year. Since the 18th century, landowners and their servants would move to a townhouse during the social season when major balls and charity events would happen.

In North America, the townhouse preceded the automobile. It denotes a house with multiple floors and large living spaces, often with servants’ quarters, within walking or mass-transit distance of business and industrial areas of the city, but luxurious enough for the wealthy. Townhouses are expensive in major cities of the US and Canada where single detached family homes are not common.

These days, the term townhouse is used to describe units copying a detached home that is attached to a multi-unit complex. As differentiated from living units called apartments, townhomes usually consist of multiple floors and have their own outside door as opposed to common access in hallways.

In Asia, Australia, and South Africa, the definition of the term adheres to the North American usage. Townhouses are generally found in large complexes with high security and resort-type facilities such as swimming pools, gyms, parks, and playground equipment. In thickly-populated Asian countries dominated by high-rise residential apartment blocks such as Hong Kong, townhouses in private housing developments remain almost exclusively owned by the very rich because of their rarity and the large sizes of the units, selling as much as US$7,400 per square foot.

Al-Khor TownhouseIn the Philippines, townhouses are mostly considered as “starter homes” for new families who do not want to live in condo units but are not yet prepared to own a more costly but more permanent house and lot. They are also deemed as good investments for property owners by renting them out to multiple tenants.

al-khor dynamic builders

About Al-Khor Dynamic Builders

al-khor townhomes phase 1Al-Khor Dynamic Builders, Inc. is a duly-registered corporation based in San Juan City. It was founded in 2012 with an initial offering of 12 townhouse units (Phase 1) constructed at a choice neighborhood in the city. Positive feedback from homebuyers spurred the company to fast-track their objective to build high-quality homes within reach of the Filipino family.

Mrs. Edith Alba Khorakiwala Better known as Al-Khor Townhomes, the company is the brainchild of Mrs. Edith Alba Khorakiwala, a former banker and corporate executive. She is now mostly based in Mumbai, India but her attachment to the place where she grew up remained strong. From her childhood memories, she envisioned a thriving community of modern families living in understated luxury at the heart of the bustling metropolis yet away from its noise and clutter.

Tysoon Fakhruddin KhorakiwalaHer husband, businessman Tysoon Fakhruddin Khorakiwala, owns the Switz Group, a leading bakery conglomerate based in the United Arab Emirates with 15 companies spread over Saudi Arabia, Oman, India and Sri Lanka making up its business portfolio.
In the Philippines, the Switz Group maintains an egg pasteurization plant that supplies fresh eggs to major bakeshop chains in the country.
The Khorakiwala couple joined the Philippine real estate industry as developers building town houses with gated security and bearing the mark of quality in construction comparable to the more established names in the field.

At present, Al-Khor Townhomes Phase II is undergoing construction of 27 multi-level townhouses with delivery scheduled in July 2018.
al-khor phase 2
They are designed by Architect Dino Padilla and Interior Designer Marja Corcuera of Diseno.

OUR MISSION
To provide the Filipino Family a home they can proudly call their own. High in quality but equitable in value. Visually appealing but sturdy and durable.

OUR VISION
To be the preferred builder of durable and stylish townhouses in the City of San Juan that will cater to the needs and wants of the Filipino Family.

Housing Loan Made Easy

Bank Financing Housing Loan Made Easy – INFOGRAPHICS

If you are looking for a townhouse for sale and considering a bank financing housing loan for you to buy, these are the two main questions you have to think about.

Townhouse for Sale, Housing Loan Made Easy

Housing Loan accredited banks of Al-Khor Townhomes San Juan

bank-accredited-email-alkhor

Get in touch with us by following us on our facebook page at: https://www.facebook.com/alkhortownhomessanjuan
We are happy to welcome you for a free visit to our model units. The townhouse units are located at:
201 General San Luis St. San Juan City, Metro Manila, Philippines
Phone: (02) 343 8027 / (0922) 813 4881
eMail: info@localhost/alkhortownhomes

Consider Buying a Townhouse in Manila

What to Consider When Buying a Townhouse in Manila

Before you decide to buy a townhouse in Manila, spend some time considering all your options along with the location, is it in a good neighborhood, is it a good place to raise children, is it within walking distance to the amenities that are important to you? Make a list of the factors that are important to you and your family if applicable, including your price range. Once you have a good idea what you’re looking for when it comes to a townhouse in San Juan or vicinity, you should consider the following.

Take a professional approach to buying a townhouse in Manila

Established Developers and experienced real estate broker
If you’re considering buying a townhouse, it’s important to look for the ones that are backed by established developers and work with a professional, experienced real estate broker. This is especially the case when it comes to pre-selling or off plan options.

How much are the monthly dues?

Townhouse Monthly Dues
Townhouses and condominiums typically charge their residence monthly HOA dues that are in place to cover services that include building maintenance, security, garbage disposal, miscellaneous common area expenses, etc.

Townhouse rules

Townhouse Rules
Most townhouses implement “house” rules that residents must adhere to which include things like how many people can live in one townhouse, proper attire, rules on smoking, drinking and eating. Rules can vary per townhouse development so you should find out what they are in order to ensure that they’ll suit your lifestyle.

Make sure that the seller’s Transfer Certificate of Title is legitimate

Transfer Certificate Title
The best way to confirm that the property title of the townhouse you’re considering purchasing is authentic is by contacting the Register of Deeds (typically found in the city hall for the community the townhouse is in) to get a certified true copy of the title. You’ll need the name of the owner and title number to get a certified true copy and you can save yourself some time if the seller can provide you with this information. In addition, make sure that the townhouse referred to on the title is actually the townhouse you’re interested in buying, matching the description perfectly.

Verify that title is free and clear

Verify the title of a townhouse
You can verify that the title is free and clear by looking at the section called “Encumbrances”. If this section of the title doesn’t have anything in it, the title should be clean (don’t always rely on the “technical” description on the front of the title). Also, make sure that the taxes are paid. Ask for a copy of the Tax Declaration and Tax Receipts to confirm that all applicable real estate tax payments are up to date.

Make sure that the sellers are the real owners

real owners selling a house
If you are buying from an individual property owner, be sure to ask for identification papers like a driver’s license and passport. It’s also a good idea to chat with the neighbors to affirm the identity of the sellers and it couldn’t hurt to ask them a few questions about the area while you’re at it.

Anything you might want to add to the consideration we have indicated above? Then, we would love to hear from you. Give us your thoughts in the comment box below

Who & How to get Pag-IBIG Housing Loan

Who can Get and How to get a Pag-IBIG Housing Loan – INFOGRAPHICS

You may like to take into account a housing loan – to help you at last find your dream house and turn it into a reality. We, at Al-Khor Townhomes San Juan, know this reality and make it available for our clients to access a program of payment method available in our townhouses for sale in San Juan through the use of Pag-IBIG Housing Loan.

The question is… do you know the requirements in order for you to qualify and apply for a housing loan; to get the house of your dreams via Pag IBIG?

Who can get and how to get a pag-ibig housing loan

Townhouse investment for family or a young couple

Is a Townhouse a Good Investment for a Family or a Young Couple?

Whether you’re a seasoned investor or a first time homebuyer with a limited budget like most young couples and families, buying a townhouse is an appealing investment, even if you’re just buying it to use as a rental property. There are a lot of factors that come into play when it comes to the benefits of purchasing a townhouse including but not limited to the following.

Affordable Living

affordable-livingTownhouses are always more affordable than single family homes and they also typically include higher end interior amenities. While they may have less property and square footage than a single family home, the initial costs in most cases are significantly less. There are several things to consider before buying a townhouse, and one of them is considering the cost versus the quality as well as the amenities you’ll have access to. If you’re in a position to put a significant amount down on a home, you’ll be able to purchase a great townhouse.

Basically it all comes down to what you’re looking for, your lifestyle and your budget. It’s important to have a clear idea of what you want, a good example being if you need a 1, 2 or 3 bedroom townhouse. Regardless, townhouses are the ideal way to own a home when you’re just starting out whether you’re a family or a free and easy couple starting out.

Location, Location, Location

location-mapWith this new fast passed world where getting couples, engaged in the corporate world and busy families, a townhouse is the perfect place to live. This also applies to young families, but either group these days don’t have a lot of time to spare. One of the most significant benefits of townhouses is that they’re usually more conveniently located than homes making it possible to live in an urban setting with all of the essential amenities.

In most cases, owning a townhouse makes it easy for couples and families to have access to all the benefits of the city including family friendly activities, schools and colleges as well as dining experiences, nightlife venues and the corporate world where they’re employed.

Amenities and maintenance

al-khor-podium-and-deck
Most townhouses come with special amenities including decks, personal garages or covered parking, security services and more, all helping provide cohesive, luxury living on a budget. It would be impossible to find a single family home with all the incredible amenities most townhouses are packed with anywhere near the price range or in as good of a location. Even the interior accents from the kitchen appliances, to the countertops, designer bathrooms and more are impressive, better than you could possibly expect from single family homes in a moderate price range. In addition, You can also expect the building to be well maintained as well as the landscaping and any available play areas provided for children if applicable.

Selling the Townhouse

alkhor-selling-townhouseAnyone who invests in a townhouse that’s in a good location will in most cases have an easy time selling it and the affordable price will definitely quicken the turnaround time as well. Most savvy real estate investors will tell you that for young couples and families, townhouses are viable investments because of their affordability and appreciation value.

WHO can get PAG-IBIG Housing Loan

Who Can Get A Loan To Buy A House via Pag-Ibig Housing Loan

By the time you’re ready to purchase your new dream home, it may take a couple of years; worst scenario is that your much desired luxury house was already sold out to someone else. Or just maybe, it took too long for you to come up with the amount that the money you’ve saved up for this elegant house will no longer be able to purchase it since the value has already appreciated.

You might want to consider applying for a housing loan so you can finally see your dream house turn into a reality. We at Al-Khor Townhomes San Juan realizes this reality which is why we also have this option of payment method available in our townhouses for sale in San Juan that you can use Pag IBIG Housing Loan.

The question is… what are the requirements for you to qualify getting a housing loan to buy a house via Pag IBIG?

1. MEMBERSHIP IS A NECESSITY

Pag-Ibig Housing LoansGeneral rule is that one should be a member of PAG IBIG for at least twenty four 24 months. Proof of monthly remittance within at least twenty four months at the time of the date of application is required.

2. LESS THAN THE MANDATORY

Provided that the applicant for the housing loan has been a contributing member of the Fund for at least twelve (12); an applicant with less than the necessary number of contributions shall only be allowed to put together the lump sum payment.

This lump sum will be based on the mandatory monthly contribution rates for them to meet the said requirement at a point of the loan application. Considered a single payment, the lump sum payment shall is for that appropriate month as of the payment date.

The member has an option to compensate in lump sum any amount short of the said prerequisite of two years of membership to satisfy the requirement.

3. OVER THE TOP

You need a loan that would go over Pag-IBIG housing loan more than 500k? An applicant shall be required to shell out the upgraded membership contribution rates once the housing loan was approved and going onwards. This is the same as well for members whose contribution is at least two (2) years and whose loans exceed P500,000.00

4. AGE DOES MATTER

Pag-IBIG QualificationsSo, how young are you?

The applicant for the loan should not be more than sixty-five (65) years old at the time the loan was applied. The member should be insurable and should not be more than seventy (70) years old by the time that the loan reaches its maturity.

Of course, the member or applicant at the same time should be legally capable of attaining an actual property.

5. OUTSTANDING LOANS

The applicant for the loan should be satisfactorily free of any outstanding credit or employment checks from PAG IBIG Fund once a background check was made.

The member, either a principal borrower or co-borrower, should not have any unsettled PAG IBIG housing loan. If a co-borrower that is pinned to certain loan would like to express his intention to avail of a Pag-IBIG housing loan for himself, then the co-borrower shall be permitted to do so provided the loan he is nailed into is updated and the total proportionate to his loan entitlement has been fully compensated.

Free from the original debt; the co-borrower shall be permitted to avail of his own Pag-IBIG housing loan. This condition is of course, subjected to standard assessment procedures.

6. DISQUALIFIED CASES

An applicant should not have any foreclosed, nor cancelled Pag-IBIG housing loan, should not have anything that was brought back due to default, or subjected to repossession. This includes cases where the borrower is no longer interested to continue with the loan or times when the property has to be surrendered.

So those are just the few requirements asked of you by the Home Development Mutual Fund or what is commonly known as Pag IBIG. You will need to fill out an application form and see to it that you pass this checklist.

You’ll be just a few weeks away from getting your loan approved with this guide we provided.

DISCLAIMER: We are not directly associated with Pag IBIG. You can also check their set of requirements at Checklist of Requirements for Housing Loan Evaluation.

We at Al-Khor Townhomes San Juan are providing you a fast and easy way for you to turn that dream home into a reality. We even provided a readily available picture of what your dream house would look like and the features that come along with it: www.localhost/alkhortownhomes.

If you would like to see an in depth discussion of the steps on how to get that Pag IBIG loan approved, then you can read through at: How To Get A Loan To Buy A House Via Pag IBIG Loan.

We also accept bank financing as another option which is discussed in this link: How To Get A Loan To Buy A House Via Bank Financing Loan.

We know that you’re longing to get that luxury home that you started saving up in your piggy bank for a number of years. We would love to hear from you some faster and easier way for you to get that much awaited dream house.

How to get a loan to buy a house

How To Get A Loan To Buy A House in Manila via Pag-Ibig Housing Loan

We already have a reference as to who can get a housing loan via Pag IBIG; now we can discuss with you how to get a loan to buy a house via Pag-IBIG. You can finally get your the housing loan you waited for so long.
Al-Khor Townhomes San Juan realizes that you wouldn’t want those monthly contributions that were deducted from your payslip go to waste; we wanted you to finally see your luxury home happen; which is why we have prepared a checklist of what you may need to accomplish.

1. FILL OUT THOSE FORMS

Pag-Ibig Housing LoansHousing Loan Forms along with a checklist of requirements is readily available at any Pag IBIG offices. You can also download them from their official website at www.pagibigfund.gov.ph

In this new age of technology where innovations are done mostly online; the first step in getting that dream house you’ve dreamt for awhile would be easier than you think nowadays.

Pag-IBIG Fund now has an easier process of bringing you closer to acquiring a Housing Loan Application. There is now an online facility where their members may accomplish their applications and submit it to their website. A soft launch of this process is currently usable to all members that have an assigned Pag-IBIG Membership ID (MID) or Registration Tracking No . (RTN).

Their appointed scheduled date for submitting their documentary and technical requirements along with the conduct of loan counselling will be provided through a notification to all applicants from the National Capital Region / Metro Manila. Provincial applicants may visit the Pag-ibig Fund provincial branches near their location during any business hour suitable for the applicant’s availability.

2. SUBMIT THE APPLICATION FORM

Pag-Ibig housing Loan Application FormAlong with the complete set of requirements, the Housing Loan Application Form should be submitted to the Pag IBIG Fund office. It takes fifteen (15) working days that does not include the Credit Investigation and Property Valuation for this to be processed.
A partial non refundable payment will be required as a processing fee that amounts to PHP 1,000 to start the process.

For properties within the National Capital Region there are offices at Imus, Kamias and at JELP Business Solutions Building in Shaw Blvd. Mandaluyong City. Filling for Provincial properties can be done at any Pag IBIG office that is nearest to the property.

 

3. GETTING YOUR NOTICE OF APPROVAL (NOA)

You can start signing those loan documents once you receive your Notice of Approval (NOA) and Letter of Guaranty (LOA). Please note that the Notice of Approval will ONLY be released to the borrower.
A Special Power of Attorney (SPA) should be provided if the applicant is an Overseas Filipino Worker (OFW) and the Attorney-in-Fact will be the one to receive the Notice of Approval (NOA).

4. ACCOMPLISH YOUR NOA REQUIREMENTS

For your check to be released; you are given ninety (90) calendar days to accomplish your Notice of Approval (NOA). Present your Letter of Guaranty (LOA) to the seller if you are trying to purchase a House and Lot, a Condominium or a Townhouse unit.

You can then proceed with the Bureau of Internal Revenue (BIR) for payment of the Capital Gains Tax and Documentary Stamp Tax. The BIR will issue a Certificate Authorizing Registration. After this you can go straight to the Local Government Unit (LGU) for payment of Transfer Tax.

You can now go to the Registry of Deeds (RD) for the transfer of the title and annotation of the mortgage before you can advance to the LGU for the transfer of Tax Declaration.

The process is different to Refinance for Purchasing a House and Lot Mortgaged with Pag-IBIG Fund and for Construction of House or Home Improvement.

5. SUBMIT THE NOA

Within five working days your loan will be available once you have submitted your Notice of Approval (NOA) with the complete set of requirements to the Pag IBIG Fund office.

6. RECEIVE YOUR LOAN PROCEEDS

The Pag IBIG Fund will then release your loan.
A Payee who is either the seller or a third party to which the loan proceeds is assigned to be released should bring two valid Identification Cards (IDs). If payment is not done through a Salary Deduction Loan Proceeds, the Borrower should present 12 Post Dated Checks (PDCs); as this will be released to the person or institution assigned to by the borrower or the buyer.

7. START PAYING UP

Last but definitely not the least among these steps; you can now start paying your Monthly Amortization one month from the check date.

Using this guide that we have provided, you’re just a few weeks away from getting your loan approved.

A DISCLAIMER: We are not directly associated with the Home Development Mutual Fund. The summary of the process discussed were gathered from the official Pag IBIG Fund website. You can also check this at Procedure of Housing Loan Availment – Pag-ibig Fund.

Al-Khor Townhomes San Juan would love to turn your dream home to reality. Which is why we are providing you a fast and easy way for this to be done. We even provided a readily available picture of what your dream house would look like and the features that come along with it: Townhouse for sale in San Juan City, Metro Manila.

Wondering if you are qualified to apply for a Pag IBIG loan? We prepared an article that you may use as a reference. Who Can Get A Loan To Buy A House Via Pag-Ibig
We also accept bank financing as another option which is discussed in this link: How To Get A Loan To Buy A House Via Bank Financing Loan.

You’re desired luxury home is just a process away from happening. Anything you might want to add to the process we have indicated above? Then, we would love to hear from you.

IT'S TIME TO DISCOVER

AL-KHOR TOWNHOMES SAN JUAN

TOWNHOUSE DEVELOPER IN SAN JUAN

Tell us what you’re looking for! We are always ready to assist you and answer your inquiries. Schedule your site tripping using our Calendly form. Thank you and have a good day!

CONTACT INFO

201 San Luis, San Juan, Metro Manila
+63 917 104 7054

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